F&M Group of Companies  

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"The F&M Group is composed of companies involved consumer lending, automobile and motorcycle distribution, solar power, livestock breeding, and agricultural chemicals."The Group sees many more business opportunities it can take advantage of as well as seeing many improvements it can make to its core businesses."With over 1,500 employees throughout Luzon, 23 years in business, the Group envisions itself as a significant contributor to Philippine economic development." [Detailed Introduction]