This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.
Responsibilities:
• Actively solicits microfinance loan accounts to meet the business needs of the customer.
• Develops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.
• Analyzes overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Executes sales an/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Reviews and updates customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Secures information regarding competitor’s practices, market trends and customer needs.
• Performs other functions that may be assigned to him/her.
Qualifications:
• A graduate of any 4-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.
• Must be willing to do field work and be assigned in Antique.