Credit Head (for BDO Network Bank-MSME)

Job Mandate: This position is primarily responsible for developing and recommending new credit policies in response to customer requirements, internal credit initiatives or emerging market trends. Functions as a liaison to internal departments and aids in surfacing gaps between written procedures and staff execution. Monitors and analyzes performance results, industry sources and internal requests on an ongoing basis.

Responsibilities:

Collaborate and maintain effective partnerships with management, legal, compliance and risk partners to successfully implement new initiatives and maintain regulatory requirements while supporting/ improving end to end service and delivery quality.Identifies new risk and compliance policies or policy enhancements to maintain the quality of the credit portfolio.Monitors credit trends in the portfolio as well as risk and compliance activitiesEnsures that alleged violations of rules, regulations, policies, procedures and standards of conduct are properly addressed.Oversee and coordinate with risk and compliance in the implementation of risk and compliance programs.Study each new law, regulation, policies and guidelines with the following objectives : a) determine the unit/personnel affected; b) provide proper implementation guideline; c) Identify the risk of non-compliance thereof.Conduct annual competence assessment future training needs and introduce remedial action to correct/improve inadequate performance.Undertake periodic review, monitoring and assessment of the portfolio trends and adherence to established policies and guidelines.

Qualifications

Graduate of any 4 year degree course.Must have 5 years related experience preferably within a bank setting.With good oral and written communication skillsFamiliar with credit and risk analysisWilling to to be assigned in one of the following areas: Calamba, Southern Luzon,Northern Luzon, NCR