Area：Metro Manila (NCR) Makati
Industry Category：Accounting / Finance
Position：Banking / Finance
Department：
Number Of Recruits：several
Nature Of Work：Full Time
Gender Requirements：Male
Marriage Requirement：No marital status restrictions
Education Level： College Diploma
Work Experience：No work experience restrictions
Age：Above 18 years old
Salary Package：Negotiable
The Role
As an Underwriter Staff, you are responsible for evaluation of current credit data/information of borrowers to determine their eligibility/ qualification according to set standards or credit parameters and the degree of risk involved in extending credit or lending money. You are also responsible to recommends for approval or approves qualified loan applications.
How you'll contribute
Adheres to the bank policies/procedures/standards, the bank’s organizational thrusts, and top management’s/ExCom/BOD directives in the performance of assigned tasks.Executes the Credit Operations Manual based on the assigned loan productReview credit profile, recommends or issue credit approvals, identify credit risk, and establish mitigants of assigned loan products such as Credit Cards (CC), Auto Loans (AL), Home Loans (HL), and Small Business Loans (SBL).Perform underwriting and loan approvals based on approved credit authority.Assist Team Leader on credit items, non-credit related items/special assignments, as the need arises.What we're looking for
Bachelor’s degree in the field of Business Management, Accountancy, or any related course.Preferably with two (2) years of relevant experienceWith underwriting skills and analytical skillsGood oral and written communication skillsCan perform tasks with less supervisionFresh Graduates are welcome to apply!