CI & Appraisal Section Head (REA) | Cavite

As the Section Head of CI and Appraisal unit, Appraisal Officer preferable with PRC license is responsible in supervising and reviewing Corporate Credit Investigation, Credit checking and Appraisal reports submitted by the CI Assistant and Appraiser whether internal or externalTo ensure that all Project and Individual Appraisal Reports, are align to service level agreement, accurate, sufficient and acceptable per Bank’s Internal Credit policies and procedures in adherence to BSP’s standards.Responsibilities:Project and Individual AppraisalReviews submitted documents for Appraisal request and follow-up status of Appraisal endorsementsMonitors settlement of Appraisal fees for accounts to be endorsed for appraisalChecking and monitoring of submitted documents for endorsement of appraisal whether thru internal or external appraisersCoordinates Appraisal endorsements to accredited service providerCoordinates weekly schedule of Internal Appraiser to monitor field worksCoordinates with Business Banking/Lending Department with regards to Project Appraisal concernsReviews correctness of Appraisal Reports prior issuance to users/requesting unitReviews acceptability on offered collateral per Bank’s Internal Credit PoliciesReviews and submits daily status of Appraisal request to Business Banking/Lending DepartmentReviews and submits weekly Appraisal Tracker ReportEnsures that scanned or Digital copies of Appraisal Reports are properly and completely uploaded at Turn Key and BagonEnsures that issuance of Appraisal Reports are within the agreed turn-around timeEnsuring to provide an unbiased appraisal reports and that the collateral provides a safety margin for the bank to prevent loss in the event of foreclosureCredit InvestigationReviews CI reports and credit checking results for Business loansSupervises CI Assistant during CI interview and processing of Business loans to various platformsCoordinates with Business Banking/Lending team third party service providers for Business loans field and CI verificationsMonitors CI status and update for Business loan applications on a daily basisFacilitates trade checking with clients and suppliers for Business loansMonitors Turn-Around Time and Service Level Agreement on reports being submitted by internal and external CICoordinates with Business Banking Business accounts with various CMAP, NFIS and TransUnions hitsCoordinates with Credit evaluation team for additional CI concerns or findingsRequirements:Graduate of any four (4) year college courseAt least two (2) years experience in related fieldLicensed Real Estate Appraiser ; Credit Appraisal and InvestigationWilling to work in Bacoor, Cavite