Microfinance Account Officer (BDO NB: Alfonso Lista and Lagawe Ifugao)

Job SummaryThis position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.Responsibilities:Actively solicit microfinance loan accounts to meet the business needs of the customerDevelops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.Analyze overall loan applicant’s qualifications to determine feasibility of granting loansInitiates credit and collection activities to ensure credit quality of accountsCoordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clientsEnsures adherence to the bank’s policies and proceduresExecute sales and/or marketing activities that will achieve volume targetsAttends to inquiries and other requirements of the clientsReview and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.Secure information regarding competitor’s practices, market trends and customer needsPerform other functions that may be assigned to him/herQualifications:Graduate of any 4-year degree course.Possesses good selling, communication and customer service skills.Must have basic mathematical knowledge.With high integrity.Preferably familiar with computer software including word processing & spreadsheets.With fieldwork  and sales experience on Microfinance, an advantage.Preferably can drive a motorcycle.Must be willing to do field work and be assigned in the following areas:1. Lagawe, Ifugao2. Alfonso Lista, Ifugao