KEY ACCOUNTABILITIES
SUPPORTING INFORMATION
a. Loan-Related
• Should build his/her own loans receivable report and reconcile it with the loans receivable report from IT (from email which is automatically send on a monthly basis, and in Power Bi report), and reconciliation reports from the payment officer. This includes the report for force closed/written off accounts (whether manually force closed or set by IT team in the BPM) using excel tools.
• Accounts and checks loan issuances, repayments, account based on the reports from payment & collection channels and loan management system, and reconciliation reports of the payment officer.
• Checks and monitors refund payable to clients
• Checks and monitors write off/force closed accounts of clients
• Collaborate with ITs and other departments for any movements related to clients’ loans receivable accounts in BPM (loan issuances, repayments, force closed, write off, promotions, new loan products)
• Collaborate with accounting for month-end reports (reconciliation of loans receivable balances per FS and IT report). Ensures that the account balances are reconciled for FS reporting.
• Prepares aging of receivables report and monitors the accounts that are past due.
• Handles provision and write off of bad debts based on aging of receivables report and set policies for write off (based also on the loan portfolio performance from collection team)
• Assistance in preparation of financial reports
• Prepares necessary additional schedules and reports as requested by the finance hierarchy with utmost accuracy and adherence to set timelines. b. Others
• Takes on other duties and responsibilities that may be assigned from time to time and in the absence of payment and accounting officers.
Education
• Graduate of Accountancy or any finance-related course;
Experience
• Preferably with 3-4 years and up experience specializing in Finance/General Accounting or equivalent
• Knowledge or experience in any accounting system, loan management system, an advantage
• Proficiency in handling/processing/analyzing high volume of financial data and has demonstrated keen attention to details
• Displays good communication skills and has experience working with different and multi-level groups • Proficient in MS Office, with advanced excel skills
COMPETENCY REQUIREMENTS
Core
• Job Knowledge • Exhibits mastery in all aspects of his or her work through understanding of how to perform regular work assignments as well as how those assignments relate to other areas.
• Continuously seeks to develop his or her professional competence.
• Teamwork and Collaboration
• Has cordial relationships and works well with others to achieve common goals and positive results.
• Regularly communicates and coordinates with other departments to ensure smooth workflow. Responds to others when asked, providing additional support as needed.
• Professionalism and Accountability
• Puts the company’s interests ahead of his/her own. Makes the best use of his/her time on the job.
• Regularly follows through on commitments made to others. Accepts responsibility for outcomes (positive or negative) of one’s work; admits mistakes and refocuses efforts when appropriate.
• Exhibits conscientiousness on the job. Reports to work consistently on designated days and times; uses sick and vacation leaves judiciously, ensuring that the work and deliverables do not suffer because of his or her absence.
• Ethics & Integrity
• Demonstrates behaviors consistent with the organization’s values; is reliable and does what he or she says; is honest in dealing with others. • Uses applicable professional standards and established procedures/ policies when taking action and making decisions.
• Communication
• Displays the ability to interact well with others especially in managing interpersonal dynamics
Listens to others and communicates in an effective manner that leads to effective decision-making and problem-solving
Job Level
• Adaptability and Flexibility
• Adapts to changing business needs, conditions, and work responsibilities; welcomes new developments.
• Adjusts own behaviors to work efficiently and effectively in light of the changes.
• Initiative and Resourcefulness
• Anticipates what is necessary to accomplish work and take steps on his/her own to successfully accomplish work and resolve problems even amidst constraints.
• Where possible, suggests and/or tries new ways of doing things. • Service Orientation
• Goes out of his/her way to serve the needs of internal or external clients. Maintains a positive “can-do” attitude. Drives issues to closure and obtains results without compromising on quality and processes.
• Exhibits a good mix of having the right attitude and job competencies.