₱ 50000-70000 PHP / Monthly
JOB SUMMARY
Credit assessment of commercial loans pre-approval stage. This includes review of:
1. Financial Statement submitted by the existing and prospective clients and evaluation of business trends and indicators basing on Bank’s and Industry standards; and
2. Validation of Internal Credit Risk Rating (ICRR).
DUTIES & RESPONSIBILITIES
1. Prepares request/s Financial Spreadsheet essential in preparation of Financial Guide/Analysis
2. Analyzes Financial Statements of existing and prospective clients of the Bank and prepares request/s Financial Guide that is valuable whether to grant a company with fresh working capital or extend credit to finance expansion and other significant expenditures.
3. Obtain/maintain information from industry and trade reports, news articles and other publications, which would seek to identify and assess companies economic and industry circumstances.
4. Credit Application (CA) Review – Review of compliance to internal and regulatory policies.
5. Internal Credit Risk Rating (ICRRS) validation.
6. Assist Section/Unit Head on credit items, non-credit related items/special assignments, as the need arises.