CREDIT ANALYST - CEBU

The position:•Primarily responsible for the credit evaluation of the Bank's corporate risk assets across bank products (e.g. loans, LC's, Trust, Treasury,etc.)•Ensures that the highest standards of credit due diligence is conducted on all Commercial Banking (ComBank) accounts with credit facilities as documented via the Executive Summary and Credit ProposalThe responsibilities we will trust you with:•Ensures credit evaluation is applied on all corporate banking accounts•Conducts regular and timely credit review of the assigned portfolio of corporate and commercial borrowing accounts•Provides a comprehensive executive summary which includes brief company background,business outlook,historical and projected financial analysis, key risks and mitigating factors, and assessment of the financing package and recommendation•Compiles industry indices and financial benchmarks to evaluate performance of borrowers vis-a-vis the industry•Joins the account officer in client calls to get inputs for business reviewsYour qualifications and experiences should be:•Bachelor's Degree in any of the following: Business / Finance / Accounting / Management / Economics / Statistics / Applied Math•Strong Financial Analysis, Profit and Loss and Cashflow Analysis skills required•Experience in credit evaluation for corporate and commercial account gained from a bank or financial institution is an advantage, but not required•Experience in Credit / Accounting / Comptrollership / Finance•Certified Public Accountant (CPA) or Certified Financial Analyst (CFA) is an advantage, but not required•Fresh graduates with good academic and extra-curricular background are encouraged to apply 2 Full-Time position(s) available.