Microfinance Loans Team Head (BDO Network Bank: La Union and Ilocos Sur

Job Summary:This position is primarily resposible in driving existing sales teams in meeting sales targets while pursuing sales strategies and programs, coordinating with support units and closely monitoring sales performance. He/She will render credit decision and ensures credit quality of accounts. He/She will also assist the Area Head in identifying and monitoring new markets, changing customer needs, competitive moves and appropriate loan products. Responsibilities:• Formulates branch sales strategies and directs implementation for the sales teams to hit sales targets.• Ensures that the sales teams generate adequate loan turn-ins, approvals and bookings.• Closely monitors sales, credit and collection performance against set targets and takes necessary action on any variances.• Validates and approves credit recommendations of Account Officers (AOs) to conform with prescribed limits & thereby maintain credit quality.• Formulates and/or implements prescribed training and recognition programs.• Implements policies, procedures and programs that achieves cost efficiencies, service and credit quality.• Ensures adherence on bank, audit and standard operating procedures and requirements.• Provides the Area Head with information and recommendations on new market, territories, products and other market and customer information.• Performs other functions that may be assigned to him/her. Qualifications:• Graduate of any 4 year degree course.• With at least 2 years experience in handling a team and selling bank products.• Has good people management, selling, training and communication skills.• With adequate credit knowledge, people and leadership abilities.• Preferably can drive a motorcycle.• Must be willing to do field work and be assigned in:1. Bacnotan La Union2. Narvacan Ilocos Sur