Microfinance Loan Account Officer (BDO Network Bank: Nueva Vizcaya and Quirino)

Job Summary:

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer

• Develops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.

• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans

• Initiates credit and collection activities to ensure credit quality of accounts

• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

• Ensures adherence to the bank’s policies and procedures

• Execute sales and/or marketing activities that will achieve volume targets

• Attends to inquiries and other requirements of the clients

• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.

• Secure information regarding competitor’s practices, market trends and customer needs

• Perform other functions that may be assigned to him/her

Qualifications:

• Graduate of any 4 year degree course.

• Possesses good selling, communication and customer service skills.

• Must have basic mathematical knowledge.

• With high integrity.

• Preferably familiar with computer software including word processing & spreadsheets.

• With fieldwork and sales experience on Microfinance, an advantage.

• Preferably can drive a motorcycle.

• Must be willing to do field work and be assigned in:

1. Solano, Nueva Vizcaya

2. Aritao, Nueva Vizcaya

3. Cabarroguis, Quirino