Microfinance Account Officer (BDO NB: Sanchez Mira, Aparri and Baggao)

Industry Category	Accounting / Finance	Position	General / Cost Accounting
Recruitment Department		Number Of Recruits	several
Work Location	Cagayan	Nature Of Work	Full Time
Gender Requirements	Male	Marriage Requirement	No marital status restrictions
Education Level	College Diploma	Work Experience	No work experience restrictions
Age Requirement	Above 18 years old	Salary Package	Negotiable
Updated Date	2022-09-23	Valid Until	Long-term validity

Job SummaryThis position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.Responsibilities:Actively solicit microfinance loan accounts to meet the business needs of the customerDevelops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.Analyze overall loan applicant’s qualifications to determine feasibility of granting loansInitiates credit and collection activities to ensure credit quality of accountsCoordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clientsEnsures adherence to the bank’s policies and proceduresExecute sales and/or marketing activities that will achieve volume targetsAttends to inquiries and other requirements of the clientsReview and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.Secure information regarding competitor’s practices, market trends and customer needsPerform other functions that may be assigned to him/herQualifications:Graduate of any 4-year degree course.Possesses good selling, communication and customer service skills.Must have basic mathematical knowledge.With high integrity.Preferably familiar with computer software including word processing & spreadsheets.With fieldwork  and sales experience on Microfinance, an advantage.Preferably can drive a motorcycle.Must be willing to do field work and be assigned in the following areas:1. Sanchez Mira, Cagayan2. Baggao, Cagayan3. Aparri, Cagayan

BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services. BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide.  It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit www.bdo.com.ph.Product & ServicesThe financial products and services provided by Banco de Oro include:Trade financingForeign exchange and securities dealershipTrust and investment servicesCash management servicesInvestment bankingInsurance productsCredit cards