LOAN ACQUISITION AND OPERATIONS OFFICER

Industry Category	Accounting / Finance	Position	General / Cost Accounting
Recruitment Department		Number Of Recruits	several
Work Location	All Cities	Nature Of Work	Full Time
Gender Requirements	Male	Marriage Requirement	No marital status restrictions
Education Level	College Diploma	Work Experience	No work experience restrictions
Age Requirement	Above 18 years old	Salary Package	Negotiable
Updated Date	2022-09-25	Valid Until	Valid for a long time

Candidate must possess at least a Bachelor's/College Degree , Economics, Business Studies/Administration/Management, Marketing, Commerce or equivalent.At least 5 - 7 year(s) of working experience in the related field is required for this position.Full-Time position(s) available.Job Responsibilities:Analyze, evaluate, recommend and authorize/reject Corporate, Commercial and Consumer loans files.Manage the Loan Process from acquisition to operations/documentations.evaluate and analyze the financial statements, prepares credit proposal, monitor the documentation and post-sanction through periodic review and/or renewal.Responsible for understanding the needs of the small to medium-sized businesses clients for account acquisition and marketing loan products.Finds business solutions for the Bank’s clients, while working in coordination with other Bank units in matters related to account management and loan servicing.Generates new business through prospecting, networking, and referrals.Ensures proper account management by facilitating submission of complete client information, conducting regular client visits, preparation of proposals and timely annual review of the account.Presents to and seeks approvals from Credit Committee, Executive Committee and Board approval for these loan packages.Maximizes business growth potential of existing accounts by cross-selling bank products offered by other business segment of the Bank.Provides information and explain to customers the different types of loan products and methods of payments. evaluate financial situation of the account, determine whether they present a high risk as borrowers.Maintain, review and update credit and loan files and establish repayment schedulePrepares loan-related reports to comply with reportorial requirement of the Bank.Analyze loan markets and identify new loan opportunities.Assist and support Supervisor to bring better decisions and documentations on loan determination.Ensures that all transactions assigned are handled efficiently and effectively in a timely manner.

Industrial Bank of Korea Manila Branch (IBK Manila) was recently established and approved by Bangko Sentral ng Pilipinas last November 2015. Our main focus is to build and help the Korean and Local Small and Medium Enterprises (SME) in the Philippines by providing Bank products and services according to their needs.The Bank’s Stability and Strength is our primary advantage as we are a Government Agency/Bank in Korea. We encourage and reach-out to SMEs to help make a fast growth economy in each country where we have a presence.We are looking for people who are up to the challenge in developing and building the foundation and culture of IBK Manila Branch. Working with IBK offers you the chance to create an exciting and wide-ranging career for both local and international opportunities.