IROSIN, Sorsogon - LOANS SPECIALIST

Industry Category	Accounting / Finance	Position	General / Cost Accounting
Recruitment Department		Number Of Recruits	several
Work Location	Sorsogon	Nature Of Work	Full Time
Gender Requirements	Male	Marriage Requirement	No marital status restrictions
Education Level	College Diploma	Work Experience	No work experience restrictions
Age Requirement	Above 18 years old	Salary Package	10500-12000 PHP / Monthly
Updated Date	2022-09-24	Valid Until	Long-term validity

The Loans Specialist is primarily responsible for: 

the effective and efficient delivery of customer experience, acceptance of loan application; and the conduct of "Know Your Customer" and loans underwritingensuring that all loan applications recommended passes the requirement of a quality loan portfolio. The employee also performs marketing functions in assistance to the Team Leader for Sales and Team Assistant for Sales through doorstep banking.Performs fieldwork marketing for collection and promotion

Job Duties and Responsibilities:

Do site/ area visits (Field work)Perform Sales and Marketing on bank's productsDo client engagement, perform product orientation, and other marketing strategies of the bank. Facilitate Loan Application to ClientsVerify and check the validity and authenticity of loan application document attachmentsReview Loan Application Forms; evaluate loan application, perform follow-ups if necessaryPerform credit backgroundEnsures efficient loan document preparation and loan processingFacilitate approval of loan applicationMonitor loan application statusMake sure to do accurate, complete and timely loan report preparation and submission. Make sure to accurately monitor loans to achieve low to zero past due rate.Ensure all releases are billed and duly deducted on the identified effectivity dateAssist in collection activitiesAct as reliever in the absence of the regular Teller

Qualifications:

Resident of IROSIN or NEARBY AREASWith or without experienceGraduate of 4-year course, ideally business-related coursesExperience on credit-related jobs is a great advantageVery good Microsoft Office Application ProficiencyGood marketing skillsGood Judgement skillsGood verbal and written communication skillsVery good human relations skills and Customer FocusResults drivenGood Stress ToleranceStrong sales dispositionDriving skills with driver's license for 2-wheel & 4 wheel vehicle

Believing that rural banks will continue to play a critical role in countryside development and inclusive growth, EastWest Bank fortified its reach in underserved areas in the country through its rural bank arm, EastWest Rural Bank (EWRB).EWRB (formerly FinMan Bank, Inc.) consolidates, through an asset acquisition, effective November 1, 2013 the rural banking business of the two rural banks that EastWest earlier acquired, namely Green Bank, Inc. and FinMan Bank, Inc.FinMan Bank is a 16-year-old rural bank based in Pasig City and engaged in extending credit to farmers, tenants, and rural enterprises. EastWest injected a total of P520 million in fresh capital into EWRB subsequent to the regulatory approval effective May 21, 2013 on the latter’s increase in authorized capital stock from P80 million to P1 billion.On October 31, 2013, EWRB acquired the good assets of Green Bank, Inc. (also known as the Rural Green Bank of Caraga), the largest rural bank in the Caraga Region in terms of assets. Based in Butuan City, Agusan del Norte, Green Bank has been serving the needs of mostly farmers, government and private employees, barangay officials, pensioners and small-scale businessmen. Through Green Bank’s strong branch network in the Visayas and Mindanao, EastWest is able to gain entry into the microfinance business.Before the asset acquisition, Green Bank, Inc. has been known as a multi-awarded trailblazer in the area of housing microfinance. It was one of the first participating banks under the Microenterprise Access to Banking Services (MABS), a program designed to accelerate national economic transformation by encouraging Philippine rural banks to significantly expand the financial services they offer to microentrepreneurs and low-income households in the countryside. Green Bank was also recognized as among the first to use the services of an independent credit ratings agency to boost its loan quality.Backed by the strong track record of the entities behind it, EastWest Rural Bank will be able to cater to the underserved segments of the market specifically in the provincial areas and provide wider access to innovative products and delivery channels. It offers deposits and loans, including DepEd Salary Loan, Business Loan and SSS Pension Loan. EastWest Rural Bank has a total of 55 Stores, 34 Extension Offices, and 6 Othe Banking Offices nationwide and this is expected to increase across time.