The Role
As an Underwriter Staff, you are responsible for evaluation of current credit data/information of borrowers to determine their eligibility/ qualification according to set standards or credit parameters and the degree of risk involved in extending credit or lending money. You are also responsible to recommends for approval or approves qualified loan applications.
How you'll contribute
Adheres to the bank policies/procedures/standards, the bank’s organizatio
nal thrusts, and top management’s/ExCom/BOD directives in the performance of assigned tasks.Executes the Credit Operations Manual ba
sed on the assigned loan productReview credit profile, recommends or issue credit approvals, identify credit risk, and establish mitigants of assigned loan products such as Credit Cards (CC), Auto Loans (AL), Home Loans (HL), and Small Business Loans (SBL).Perform underwriting and loan approvals ba
sed on approved credit authority.Assist Team Leader on credit items, non-credit related items/special assignments, as the need arises.
What we're looking for
Bachelor’s degree in the field of Business Management, Accountancy, or any related course.Preferably with two (2) years of relevant experienceWith underwriting skills and analytical skillsGood oral and written communication skillsCan perform tasks with less supervision
Fresh Graduates are welcome to apply!
About Security Bank We are the Philippines’ largest independent bank, having won countless awards over the years, including one of Euromoney's most prestigious industry awards in 2021—Best Bank in the Philippines.We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them to feel valued and empowered.Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.In our constant pursuit of excellence and improvement, we create teams that support our business and each other.