Accreditation Officer - Mortgage Banking

The Role

As an Accreditation Officer, you are responsible for facilitating CTS and Home Loan accreditation for select Real Estate Developers while ensuring that the risk profile of the account is aligned with the Bank’s target market. This will include identifying and evaluating credit and financial data to determine the degree of risk involved in extending an accreditation and Deed of Undertaking arrangement with developers.

How you'll contribute

Prepares Credit Proposals including renewal and any other additional requests of various developer-clients,  which may also include requests for facility term amendments and/or policy relaxations.Verifies and evaluates developer eligibility and project feasibility through analysis of company background, credit profile, financial spreadsheets, and inspection of project undertakings.Conducts client calls and site visits for accreditation of developers and their corresponding projects.Coordinates with internal bank units to ensure smooth effective implementation/execution of approved credit facilities.Maintains an accurate and complete up-to-date filing system to ensure efficient and effective monitoring of accounts.

What we’re looking for

Bachelor's / College Degree in Business Studies/Administration/Management, Commerce, Finance/Accountancy/Banking3-4 years experience in Accounting/Audit/Tax Services, Banking, Real Estate DevelopmentKnowledge of the real estate industry and updated on different CTS and HL terms being offered by various banks.Good credit evaluation and analytical skills.Good oral and communication skills.

About Security Bank We are the Philippines’ largest independent bank, having won countless awards over the years, including one of Euromoney's most prestigious industry awards in 2021—Best Bank in the Philippines.We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them to feel valued and empowered.Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.In our constant pursuit of excellence and improvement, we create teams that support our business and each other.