CREDIT REVIEW ASSOCIATE (Cebu, Head Office)

行业	Accounting / Finance	职位	Banking / Finance
招聘部门		招聘人数	若干
工作地区	CebuCebu City	工作性质	Full Time
性别要求	Male	婚姻要求	No marital status restrictions
学历要求	College Diploma	工作经验	不限
年龄要求	18岁以上	待遇水平	面议
更新日期	2022-10-18	有效期至	Valid for a long time

The Credit Review Associate assists in the periodic review of loan documents and processes on outstanding loan customers to determine that the original credit facility was extended in accordance with bank policies and sound credit principles and to ensure non-deterioration of the creditworthiness of the borrower.

JOB RESPONSIBILITIES:

Credit Review Functions - Checks the following:

Appropriate processing of loan applicationProper loan approval, including compliance with internal policies and procedures, applicable laws and regulations, and sound credit principlesSufficiency of credit and collateral documentation and proper lien perfectionAdherence to loan covenantsMonitoring of the bank’s management of the loan accounts, evidenced by call reports, latest financial statements, and communications with the borrowerEconomic and industry developments that may affect particular loans accountsConducting Credit Risk Rating validation

JOB REQUIREMENTS

Graduate of BS Accountancy, Financial Management, Banking, and Finance, or related fieldexperience and/or training in lending operations is a plus.

To be successful in this role, you need to be:

Proficient with Microsoft ExcelFamiliar with data query/data management toolsExperienced with statistical analysis and financial forecastingAttentive to detail and has the ability to identify data patternsGood verbal and written communication skillsInclined to becoming up-to-date with industry and economic updatesGood in teamwork

The Metro Gaisano GroupWealthBank traces its origin in the year 1967 when Danao City Development Bank was granted a thrift bank license and an authority to operate by then Central Bank of the Philippines. This single-branch thrift bank, principally located in Danao City, had equity participation by the Development Bank of the Philippines and the Land Bank of the Philippines. In 2001 , VICSAL Development Corporation, acquired Danao City Development Bank, signaling the start of what is now known as Wealth Development Bank. Branch expansion soon started in 2002 starting in the Visayas and Mindanao region. Currently, Wealthbank has 24 strategic branches located throughout the country with new branches poised to open in current and succeeding years. In 201 6, it became a subsidiary of Woori Bank, the oldest and the second largest bank of South Korea, after it acquired 51% stake in Wealthbank. This merger gave a unique position to Wealthbank as a local thrift bank with global reach.Woori BankWealth Bank, is the first and only thrift bank in the Philippines to become a subsidiary of a multinational bank, Woori Bank. Recognizing its strong potential for expansion and growth, Woori Bank partnered with Vicsal Development Corporation for WealthBank in 2016. Woori, established in 1899 as Daehan Cheonil Bank and later renamed to Woori Bank, is South Korea's oldest and second largest bank in terms of total assets, ranking 91st worldwide. For the past 100 years, Woori has served as the treasury bank for the Seoul Metropolitan Government and managed funds raised for the National Debt Redemption Movement. By the 3rd quarter of 201 5, Woori Bank had a total of $173 billion in deposits, $209 billion in loans, and $251 billion in total assets. Woori Bank was acclaimed Bank of the Year in Korea by The Banker in 2004,2007,2008,2010, and 2011 and The Asian Banker in 2011 , 2012 and 2013. It also served as the driving force behind Seoul’s economic growth by serving as lender for promising exporters. Woori is also known for its technological innovation and use of computer and mobile telephony. In 2015 Woori Bank launched WiBee Bank, considered to be Korea's first mobile-only bank. It also entered into partnership with Samsung to provide Samsung Pay payments and ATM cash withdrawal transactions. Woori Bank brings to WealthBank its international experience in serving a vast array of 22 million retail clients and over a million commercial firms, conglomerates, and public institutions with its 956 branches in South Korea as well as its 225 branches in 20 other countries. This synergy between Woori Bank and VDC for WealthBank will expand its market reach to serve Korean SMEs and the Overseas Filipino Workers, as well as Korean businesses operating in the country and Korean citizens visiting and working in the Philippines. Customers can look forward to additional branches, ATM outlets, and more products and services including Foreign Currency Deposit Unit (FCDU), Government Securities Trading, Credit Card, Quasi Banking, and Remittance. This major milestone is key in the fulfilment of WealthBank's vision beyond global reach to global presence.