As the Section Head of CI and Appraisal unit, Appraisal Officer preferable with PRC license is responsible in supervising and reviewing Corporate Credit Investigation, Credit checking and Appraisal reports submitted by the CI Assistant and Appraiser whether internal or externalTo ensure that all Project and Individual Appraisal Reports, are align to service level agreement, accurate, sufficient and acceptable per Bank’s Internal Credit policies and procedures in adherence to BSP’s standards.Responsibilities:Project and Individual AppraisalReviews submitted documents for Appraisal request and follow-up status of Appraisal endorsementsMonitors settlement of Appraisal fees for accounts to be endorsed for appraisalChecking and monitoring of submitted documents for endorsement of appraisal whether thru internal or external appraisersCoordinates Appraisal endorsements to accredited service providerCoordinates weekly schedule of Internal Appraiser to monitor field worksCoordinates with Business Banking/Lending Department with regards to Project Appraisal concernsReviews correctness of Appraisal Reports prior issuance to users/requesting unitReviews acceptability on offered collateral per Bank’s Internal Credit PoliciesReviews and submits daily status of Appraisal request to Business Banking/Lending DepartmentReviews and submits weekly Appraisal Tracker ReportEnsures that scanned or Digital copies of Appraisal Reports are properly and completely uploaded at Turn Key and BagonEnsures that issuance of Appraisal Reports are within the agreed turn-around timeEnsuring to provide an unbiased appraisal reports and that the collateral provides a safety margin for the bank to prevent loss in the event of foreclosureCredit InvestigationReviews CI reports and credit checking results for Business loansSupervises CI Assistant during CI interview and processing of Business loans to various platformsCoordinates with Business Banking/Lending team third party service providers for Business loans field and CI verificationsMonitors CI status and update for Business loan applications on a daily basisFacilitates trade checking with clients and suppliers for Business loansMonitors Turn-Around Time and Service Level Agreement on reports being submitted by internal and external CICoordinates with Business Banking Business accounts with various CMAP, NFIS and TransUnions hitsCoordinates with Credit evaluation team for additional CI concerns or findingsRequirements:Graduate of any four (4) year college courseAt least two (2) years experience in related fieldLicensed Real Estate Appraiser ; Credit Appraisal and InvestigationWilling to work in Bacoor, Cavite
The P.J. Lhuillier Group of Companies is composed of various companies ranging from its flagship business of pawn brokering to local and international remittance, micro-insurance, rural banking, hotel and restaurant management, jewelry and sports accessory retail, information technology, real estate, professional management, and corporate social responsibility.HistoryFormally established in 1988, PJ Lhuillier,Inc. (PJLI) is a dynamic, multi-industry company that owns and operates businesses dealing with pawnshop, non-pawnshop financial services (banking, international and local remittance, non-life insurance, electronic loading, bills payment, and collection service), retail (jewelry and health and wellness products), hotel and restaurant management, information technology management, sports, and real estate/property management.It is the proud parent company of Cebuana Lhuillier, one of the leading and largest non-bank financial services providers in the Philippines with over 1,700 branches nationwide. PJLI attributes its dominance in the industry to integrity and heartfelt service, its robust network of local and international industry partners, and its steadfast commitment to nurture market-leading businesses for its growing clientele.Today, the P.J. Lhuillier Group of Companies seeks to become the best and preferred microfinancial and business-to-business solutions partner. The company intends to fulfil this vision through rendering dedication, hard work, and service.Company MissionWe are your most trusted financial partnerCompany VisionWe will empower Filipinos through financial services anytime and anywhere
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