The Role
As a Service Officer, you will assist the Relationship Manager (RM) in overall account management of its day-to-day transactions such as loan availment, interest payments, and loan documentation, through coordination with Operating Units of the Bank (Credit, Trust, Treasury, International Banking Services Division, Operations & Branch Banking) to achieve efficient and timely implementation of loan facilities. You will help in assessing account handling and early detection of problematic accounts.
How you'll contribute
Provides timely and relevant information and issues to clients through effective communication to immediately address co
ncerns that may affect the availability of their loan facilitiesHelps in assessing and e
valuating accounts through mo
nitoring payments and handling of clients to detect and identify possible problematic accountsPrepares and manages accounts with a credit line of P20.00MM and below through preparing short credit proposals and availment sheets to meet customer needs while developing and maintaining productive relatio
nshipsPrepares availment and instruction sheets ba
sed on the Bank's format to ensure all accounts are in the current statusMo
nitors docu
mentary deficiencies of all accounts using the CDC mo
nitoring tool in E-Source to ensure all lines are updated and are always available to clientsUpdates the RMs regarding the status of accounts through effective communication to ensure overall proper account managementOrganizes all loan docu
ments through the proper filing of credit folders to ensure completeness of loan docu
mentation
What we’re looking for
With at least 3 years of relevant experienceKnowledge/familiarization with business and loan docu
mentsEffective negotiation and mo
nitoring skillsAble to communicate effectively with clients and other department unitsAbility to anticipate issues and plan strategies on account management
About Security Bank We are the Philippines’ largest independent bank, having won countless awards over the years, including one of Euromoney's most prestigious industry awards in 2021—Best Bank in the Philippines.We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them to feel valued and empowered.Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.In our constant pursuit of excellence and improvement, we create teams that support our business and each other.