The Role
As a Sales Officer - SBM Leasing, you will be responsible for all sales and marketing activities from lead generation/handover from distributor to close within the target market. You will develop and implement with the Sales Team Head/Sales Head a marketing plan and shall work with the Sales Team to deliver customer satisfaction and revenues that will achieve the business plan. You shall ensure that the desired profitability is achieved vis-à-vis the risk profile of the account.
How you'll contribute
Developing annual business, sales, or marketing plan in co
njunction with Sales Team Head/Sales Head, which details activities to follow during the fiscal year, focusing on meeting or exceeding sales quota and raising the brand awareness of the CompanyRecommends/proposes sales-related activities that will generate more bookings and raise brand awareness of the companyMaximizing all opportunities in the process of closing a sale, resulting in the taking of market share from other competitorsSelling co
nsultatively and making recommendations to prospects and clients of the various solutions the company offers to their business issues, including financing from SBCDeveloping a databa
se of qualified leads through referrals, telephone canvassing, face-to-face cold calling on business owners, direct mail, email, and networkingCreating and co
nducting effective proposal presentatio
nsPreparing a Credit Proposal that reflects the requirement of the Company and justification for the credit structure. Presents clear and accurate detailed information with regard to the account’s operations, management, and financials. Defines the risks involved as well as mitigating factors to resolve these.Working with the Financial Analyst Team for the completion of the Credit ProposalMaximizing the earning potentials and business growth from existing accounts thru effective relatio
nship management with account planning, account profitability, and risk management toolsKeeping himself/herself updated with the Credit Policy and its revisions/enhancements to ensure compliance with the Company’s/parent bank’s credit policies as well as other governing policies that are processed and recommendedBenchmarking/networking with other Sales Officers/Relatio
nship Managers including those in the parent bank and its subsidiaries to gather vital information with regards to the account as well as an industry practice in generalTogether with Sales Team Head, Financial Analyst, and Financial Analyst Head, presenting and justifying account for approval of the proper approving authority/body
What we’re looking for
With at least 3 years of experience in Sales handling SME, Commercial, and/or Corporate AccountsGood knowledge of credit, credit structuring, credit policies, transactio
nal procedures, and product features. Knowledge of regulatory aspects of lending and banking, and legal docu
mentation.Good interpersonal, marketing, and analytical skills. Needs analysis and solutions matching skills.Outgoing and has a passion for customer service and collaboration with shareholders, product, and operatio
nal partners. Has the capacity to intelligently interact with senior leaders, whether internal or external. Aggressive in looking for opportunities to expand client relationships.
About Security Bank We are the Philippines’ largest independent bank, having won countless awards over the years, including one of Euromoney's most prestigious industry awards in 2021—Best Bank in the Philippines.We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them to feel valued and empowered.Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.In our constant pursuit of excellence and improvement, we create teams that support our business and each other.