Microfinance Account Officer: BDO Network Bank - Sta. Maria, Davao Occidental

Job Summary

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

   • Actively solicit microfinance loan accounts to meet the business needs of the customer

   • Develops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.

   • Analyze overall loan applicant’s qualifications to determine feasibility of granting loans

   • Initiates credit and collection activities to ensure credit quality of accounts

   • Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

   • Ensures adherence to the bank’s policies and procedures

   • Execute sales and/or marketing activities that will achieve volume targets

   • Attends to inquiries and other requirements of the clients

   • Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.

   • Secure information regarding competitor’s practices, market trends and customer needs

   • Perform other functions that may be assigned to him/her

Qualifications:

   • Graduate of any 4 year degree course.

   • Possesses good selling, communication and customer service skills.

   • Must have basic mathematical knowledge.

   • With high integrity.

   • Preferably familiar with computer software including word processing & spreadsheets.

   • With fieldwork and sales experience on Microfinance, an advantage.

   • Preferably can drive a motorcycle.

Area of assignment: Sta. Maria, Davao Occidental