CREDIT ANALYST - CEBU

Industry Category	Accounting / Finance	Position	Banking / Finance
Recruitment Department		Number Of Recruits	several
Work Location	Cebu Cebu City	Nature Of Work	Full Time
Gender Requirements	Male	Marriage Requirement	No marital status restrictions
Education Level	College Diploma	Work Experience	No work experience restrictions
Age Requirement	Above 18 years old	Salary Package	Negotiable
Updated Date	2022-09-27	Valid Until	Long-term validity

The position:•Primarily responsible for the credit evaluation of the Bank's corporate risk assets across bank products (e.g. loans, LC's, Trust, Treasury,etc.)•Ensures that the highest standards of credit due diligence is conducted on all Commercial Banking (ComBank) accounts with credit facilities as documented via the Executive Summary and Credit ProposalThe responsibilities we will trust you with:•Ensures credit evaluation is applied on all corporate banking accounts•Conducts regular and timely credit review of the assigned portfolio of corporate and commercial borrowing accounts•Provides a comprehensive executive summary which includes brief company background,business outlook,historical and projected financial analysis, key risks and mitigating factors, and assessment of the financing package and recommendation•Compiles industry indices and financial benchmarks to evaluate performance of borrowers vis-a-vis the industry•Joins the account officer in client calls to get inputs for business reviewsYour qualifications and experiences should be:•Bachelor's Degree in any of the following: Business / Finance / Accounting / Management / Economics / Statistics / Applied Math•Strong Financial Analysis, Profit and Loss and Cashflow Analysis skills required•Experience in credit evaluation for corporate and commercial account gained from a bank or financial institution is an advantage, but not required•Experience in Credit / Accounting / Comptrollership / Finance•Certified Public Accountant (CPA) or Certified Financial Analyst (CFA) is an advantage, but not required•Fresh graduates with good academic and extra-curricular background are encouraged to apply 2 Full-Time position(s) available.

BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services. BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide.  It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit www.bdo.com.ph.Product & ServicesThe financial products and services provided by Banco de Oro include:Trade financingForeign exchange and securities dealershipTrust and investment servicesCash management servicesInvestment bankingInsurance productsCredit cards