Credit Portfolio Reviewer - Risk Management Group

Industry Category	Accounting / Finance	Position	General / Cost Accounting
Recruitment Department		Number Of Recruits	several
Work Location	All Cities	Nature Of Work	Full Time
Gender Requirements	Male	Marriage Requirement	No marital status restrictions
Education Level	College Diploma	Work Experience	No work experience restrictions
Age Requirement	Above 18 years old	Salary Package	Negotiable
Updated Date	2022-09-23	Valid Until	Long-term validity

Job SummaryThe position is primarily responsible for evaluating the status of accounts on post approval, sampling basis in terms of repayment capacities, condition to allow management to take prompt corrective action and prevent further deterioration of the accounts and assessing the unit's compliance to policies and procedures by citing lapses, exceptions, violations and other potential problems before the safety and soundness of the loan portfolio becomes a serious issue.Responsibilities :Ensures that all data, information required for clearing, report preparation are encoded/presented in the Credit Review Sheet of each accountDiscusses with the AOs the findings, comments during the review and  ensures that after clearing, the AO or their Team Head signs-off on each Credit Review Sheet and / or in the Clearing Certification together with the  CPR Team Head. Ensures that materials prior to review engagement are ready and available for use during the review such as List of Classified Accounts, recent Classification memos, PDO reports, list of RMU accounts, inventory, printed copies of document deficiencies from RF-SCALE, etcQualifications :Graduate of any 4-year business courseWith at least 5 years experience in credit origination,  account management, remedial managementMust be willing to work on site and be assigned in Makati.

BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services. BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide.  It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit www.bdo.com.ph.Product & ServicesThe financial products and services provided by Banco de Oro include:Trade financingForeign exchange and securities dealershipTrust and investment servicesCash management servicesInvestment bankingInsurance productsCredit cards